Investment Philosophy

American Capital Management's investment philosophy is based on a combination of strategic and tactical asset allocation theory. Strategic in that a client’s goals, time horizon, and risk tolerance will determine the mixture of equities, fixed income and cash that is appropriate. Tactical in that a top-down macro economic analysis along with an understanding of human behavior is utilized to determine market segments (growth vs. value, large vs. small, long duration bonds vs. short duration bonds etc.) that are undervalued or overvalued. Our team places emphasis on controlling investment risk with the goal of maximizing investment return while minimizing investment volatility over a market cycle.

All investing involves risk, including the possible loss of principal.  There is no assurance that any investment strategy will be successful. Asset allocation is an investment strategy that will not guarantee a profit or protect you from loss.